Level Term Life Insurance
Level Term Life Insurance has a level of cover which remains the same throughout the term of your policy and pays a fixed cash lump sum in the event of your death.
Level Term Life Insurance has a level of cover which remains the same throughout the term of your policy and pays a fixed cash lump sum in the event of your death.
With Decreasing Mortgage Life Insurance, the level of cover decreases in line with a standard repayment mortgage, so you only pay for the life cover you need.
Income Protection pays out a monthly benefit if you are unable to work due to incapacity caused by an illness or injury.
The benefit paid can be used to help pay monthly bills, replace income or cover mortgage payments and is designed to pay to a regular tax free income if you are unable to work after a set deferment period (which varies from provider to provider).
Before setting any deferment period, it is important to check with your employer how long you will receive payments from them before taking out the income protection policy.